Even though there are some things you can control when it comes to lowering your car insurance costs in Escondido, California, there are a number of factors outside of your control and that can make your car insurance expensive. One of the biggest determining factors in the final price of your car insurance in Escondido is the length of your driving history and the age. The younger and the more inexperienced you are at driving, the higher your car insurance premium will be. Where you reside in San Diego County and how far you are in the regions of Escondido also determine how inexpensive or expensive your car insurance costs will be. Drivers with credit scores compared to those that have credit scores will typically pay less for car insurance in Escondido, California also. And if you are driving a new car or a sports car, then the cost to insure your car could even be more expensive than if you were to drive an older and slower car. As you could make improvements to your credit rating, move to a different neighborhood in Escondido, or change the type of car that you drive, the simplest thing you could do to decrease the costs of your car insurance is to see what sort of wiggle room you could get in the pricing of your coverage and what sort of discounts you can be applied.