Among the biggest determining factors in the final price of your car insurance in Vista is your age and the length of your driving history. The more inexperienced and the younger you are at driving, the higher your car insurance premium will likely be. Where you live in San Diego County and how far you are from the regions of Vista determine how cheap or expensive your car insurance costs will be. Drivers with better credit scores compared to the ones that have credit ratings will typically pay less for car insurance in Vista, California also. And if you are driving a new car or a sports car, then the cost could be more expensive than if you were to drive an older and slower car. While you could make improvements to your credit rating, move to a different neighborhood in Vista, or change the type of car that you drive, the simplest thing that you could do to reduce the prices of your car insurance is to find out what sort of wiggle room you can get in the pricing of your policy and what sort of discounts you can be applied.