Full Coverage Car Insurance in San Diego


Providing you a seamless experience to finding full coverage car insurance in San Diego.





Why You Should Get Full Coverage Car Insurance in San Diego



Have you searched for the coverage car insurance in San Diego but ended up with the coverage required due to prices? Though it might seem like you got a excellent deal, you may regret not getting complete coverage car insurance. If you were to get into an accident and discover that the repair costs won't be covered by your insurer on your automobile, this may be problematic. Unfortunately, a lot of drivers in San Diego have discovered the hard way. Paying for full coverage car insurance in San Diego offers you greater protection than the minimums that are mandated for accidents where you are not at fault. But this would mean higher prices. The upside of high prices of full coverage car insurance is comfort knowing that your vehicle you, and anybody else are covered.

Percentage of Traffic Fatalities Caused by Alcohol in San Diego

25 %

Percentage of Traffic Fatalities Caused by Speeding in San Diego

18 %

Percentage of Traffic Fatalities Involving Cyclists in San Diego

32 %

Percentage of Traffic Fatalities Involving Pedestrians in San Diego

11 %


Average Price of Full Coverage Car Insurance in San Diego by Credit Score



  • 3,272.87

    Very Poor (300-579)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 2,057.01

    Fair (580-669)

    Average Cost of Car Insurance for those with a very poor credit history.

  • 1,723.45

    Good (670-739)

    Average Cost of Car Insurance for those with a good credit history.

  • 1,613.64

    Very Good (740-799)

    Average Cost of Car Insurance for those with a very good credit history.



What’s Included if You Get Full Coverage Car Insurance in San Diego

Complete full coverage auto insurance coverage isn’t a singular type of coverage but rather an combination. It’s a phrase which may have origins within finance as a way to summarize a combination of coverages required to finance or lease a car. It generally is comprised of collision and comprehensive coverage, which covers your car if damage and liability Insurance, which covers accidents and damages you cause to others. Complete auto insurance coverage tends to be more expensive than liability coverage on its own, so it may be best to hunt for cheaper prices. To sum it all up: “full coverage = liability + comprehensive + crash”. Collision insurance pays for repair prices to your vehicle if you are accountable for the collision.
cheap full coverage car insurance San Diego CA content image

The upside of costs of becoming coverage car insurance in San Diego is comfort knowing that you, your car, and anyone else involved in an accident are covered.


When Do You Not Need Full Coverage Car Insurance


If you have an older vehicle, it could be best to ditch obtaining collision coverage in San Diego. Let us explain. Let's say your car or truck is worth ,500, and you have a ,000 deductible. If you get in an accident, your insurer in San Diego will contribute at most ,500 to fix or replace your car. Keep in mind, your insurance policy will not kick in unless you get into accident --one over ,000 in damages. Meaning, you may be spending over /year paying for collision insurance that may not be advantageous. A more financially sound idea would be to put money aside and make an accident fund should the worst were to happen --then you'll be ready. By law, you're required to carry liability insurance. Having liability insurance ensures that if you're at-fault, property damages or other people's bodily are covered by your insurance. So in with an older car, you may want to opt for only getting liability insurance policy .

Percentage of Traffic Fatalities Caused by Alcohol in San Diego

27 %

Percentage of Traffic Fatalities Caused by Speeding in San Diego

22 %

Percentage of Traffic Fatalities Involving Pedestrians in San Diego

28 %



How Much More You'll Pay for Full Coverage in San Diego By Age


Age DemographicPercentage More You'll Pay
Full Coverage in San Diego for Drivers Between 16-197,498.79
Full Coverage in San Diego for Drivers Between 20-293,415.29
Full Coverage in San Diego for Drivers Between 30-392,318.49
Full Coverage in San Diego for Drivers Between 40-492,238.40
Full Coverage in San Diego for Drivers Between 50-592,083.65
Full Coverage in San Diego for Drivers Between 60-692,023.93
Full Coverage in San Diego for Drivers Between 70-792,125.74



How to Get the Best Full Coverage Car Insurance in San Diego

It's true that having full coverage car insurance in San Diego will be more expensive than other types of coverages, but there are ways to make it low-cost and save you money on your bill. Regulate your deductible on your auto insurance coverage. The lower your deductible, the more you'll find yourself covering every month for your coverage car insurance. As mentioned, if you put aside some money and produce an collision fund it is possible to end up raising your deductible and have lower monthly payments. Another thing you can do is make sure you claim any discounts you might be entitled to. Estimates comparison shopping can save you thousands each year on your auto insurance bill. There are a large number of insurance companies in San Diego vying for your business and many will vary in prices by hundreds. If you're not comparing quotes you won't ever know if you are getting the quote on your coverage car insurance plan.


Having full coverage car insurance in San Diego will be more costly than other types of coverages, but there are ways to make it cheap and help you save money on your annual bill.